Millions of homeowners purchase home warranties to protect their budget from expensive repair bills. One of the toughest decisions that comes with the purchase of a home warranty is determining which provider offers the best home warranty for you. To help our readers make an informed decision, our reviews team compiled a list of the best home warranty companies in the industry.

最终,每个房主以及每个房屋都是不同的。有些人可能更喜欢一个涵盖其屋顶下的每个物品(或包括在内)的全面计划,而另一些人可能想选择一些重要的电器。Each home warranty provider has its own pros and cons, so be sure to consider which one would most closely meet your home protection needs.

Below you’ll find our ratings for the six best home warranty companies. Keep reading for our full review.

Best Home Warranty Companies Our Rating Best For
#1:美国家庭盾牌 4.7 / 5.0 全面的覆盖范围
#2: Choice Home Warranty 4.3 / 5.0 快速维修
#3:选择家庭保修 4.3 / 5.0 Affordability
#4: First American 4.3 / 5.0 电覆盖范围
#5: AFC Home Club 4.2 / 5.0 保证维修
#6: 2-10 Home Buyers Warranty 4.2 / 5.0 New Construction Houses

为了确定哪些家庭保修公司是最好的,我们使用我们从价格报价中收集的数据以及与每家公司的代表进行了对话,分析了该行业中的每个主要家庭保修公司。我们使用的标准包括公司的报价和索赔流程,声誉,承保范围,成本等。

In this article:


Most Comprehensive Coverage: American Home Shield

美国家居盾摘要

American Home Shield(AHS)以其稳固的行业声誉和快速索赔支持而闻名。

To get a quote from American Home Shield, call844-529-9298or submit a few details on theAmerican Home Shield website

覆盖范围选项

The table below describes what each AHS plan covers:

计划名称 What’s Covered
电器Plan 覆盖10个电器,包括洗碗机,冰箱,烤箱,烘干机,洗衣机等
系统Plan Covers 11 systems, including electrical, heating and ductwork, ceiling fans, water heaters, central vacuums, and more
Combo Plan Covers 11 systems and 10 appliances
可选的附加组件 Guest unit, electronics, pool and spa, well pump, septic pump


Cost

Based on sample quotes we received from American Home Shield, here is the company’s cost per plan:

计划名称 Cost
电器Plan About $49.99 per month
系统Plan About $49.99 per month
Combo Plan About $59.99 per month
Service Fee(Across All Plans) Between $75 and $125

Get A Quote

To get a quote from American Home Shield, call844-529-9298or submit a few details on theAmerican Home Shield website


最好的快速维修:选择家庭保修

Choice Home Warranty Summary

Choice Home Warranty(CHW) has a quick repair timeframe of two business days and four days on weekends and holidays. The company also offers a free second opinion on your items, which is not common in the home warranty industry.

To get a quote from Choice Home Warranty, call929-400-6165or submit a few details on the选择家庭保修网站

覆盖范围选项

Choice offers a Basic Plan and Total Plan, as well as nine optional add-ons:

计划名称 What’s Covered
基本计划 Covers 14 appliances and systems, including heating system, cooktop, microwave, water heater, and more
Total Plan Everything in the Basic plan, plus your refrigerator, air conditioning system, washer, and dryer
可选的附加组件 Pool/spa, sump pump, septic system, septic tank pumping, well pump, limited roof leak, stand alone freezer, second refrigerator, and central vacuum

Cost

Based on sample quotes we received from American Home Shield, here is the company’s cost per plan:

计划名称 Cost
基本计划 每月约36.17美元
Total Plan About $43.85 per month
可选的附加组件 $40 to $180 annually
Service Fee(Across All Plans) $ 85

Get A Quote

To get a quote from Choice Home Warranty, call929-400-6165or submit a few details on the选择家庭保修网站


Most Affordable: Select Home Warranty

Select Home Warranty Summary

Select Home Warranty以每月40美元的价格提供计划而闻名。此外,房主可以利用该行业中最杰出的促销活动之一,免费为新客户享受150美元的折扣,可以节省资金。优德手机中文版

要从选择家庭保修中获取报价,请致电888-370-3956or submit a few details on theSelect Home Warranty website.

覆盖范围选项

Select offers a Bronze Care, Gold Care and Platinum Care plan. It also offers a variety of optional add-ons.

计划名称 What’s Covered
Bronze Care 覆盖您的洗碗机,炉灶,微波炉,炉子/烤箱,冰箱,垃圾处理,洗衣机和烘干机w88优德官网手机中文版
Gold Care Covers your water heater, A/C, heating system, electrical system, plumbing system, and ductwork
Platinum Care Covers Bronze and Gold plan appliances and systems and also covers your ceiling fan, garage door opener, and plumbing stoppage
可选的附加组件 Pool, spa, roof, well, second refrigerator, sprinkler system, septic system, and more

Cost

Select is the most affordable provider because it prices each of its plans at under $40 a month. Our team collected these quotes from Select Home Warranty:

计划名称 Cost
Bronze Care About $35.83 per month
Gold Care About $35.83 per month
Platinum Care About $37.50 per month
可选的附加组件 变化
Service Fee(Across All Plans) $ 75

Get a Quote

要从选择家庭保修中获取报价,请致电888-370-3956or submit a few details on theSelect Home Warranty website.


Best Electrical Coverage: First American

第一个美国摘要

First American Home Warranty覆盖通过墙壁,地板或天花板的电气维修,公司将返回开口,进行粗糙的饰面或维修。

To get a quote from First American, call833-777-0049or submit a few details on theFirst American website.

覆盖范围选项

First American offers a Basic Plan and Premier Plan, as well as a variety of optional add-ons:

计划名称 What’s Covered
基本计划 Covers your dishwasher, cooktop, washer, dryer, and more
总理计划 覆盖基本计划和系统中的设备,包括您的中央真空系统,电气,供暖等
可选的附加组件 Pool/spa equipment, well pump, central air conditioning, additional refrigerators

Cost

Here are the sample quotes we received from First American:

计划名称 Cost
基本计划 About $28 per month
总理计划 About $42.50 per month
可选的附加组件 变化经过item
Service Fee(Across All Plans) $ 75至$ 100

Get a Quote

To get a quote from First American, call833-777-0049or submit a few details on theFirst American website.


最佳维修保证:亚足联家庭俱乐部

亚足联家庭俱乐部摘要

AFC Home Club has the best guarantee of repairs — the company guarantees parts and labor for the life of customers’ memberships.

To get a quote from AFC Home Club, call877-755-1115or submit a few details on theAFC Home Club website

覆盖范围选项

AFC Home Club offers a System Plan, Silver Plan, Gold Plan, Platinum Plan, and a variety of optional add-ons.

计划名称 What’s Covered
系统Plan Covers your electrical system, heating system, water heater, ductwork, air conditioning system, and plumbing system
银计划 覆盖您的洗碗机,冰箱,洗衣机,烘干机,垃圾处理,车库门开瓶器,烤箱,范围和炉灶/炉灶w88优德官网手机中文版
Gold Plan 将亚足联家庭俱乐部系统和银色计划的覆盖范围结合在一起
Platinum Plan Covers everything in the Gold plan plus ice maker, built-in microwaves, and plumbing stoppages
可选的附加组件 游泳池和水疗中心,热水分配器,污水泵等

Cost

AFC Home Club provides budget-friendly monthly premiums with a service fee a bit higher than the industry average.

计划名称 Cost
系统Plan About $39.58 per month
银计划 About $37.50 per month
Gold Plan About $45.83 per month
Platinum Plan About $50.00 per month
可选的附加组件 在$ 25到$ 150之间
Service Fee(Across All Plans) $ 75至$ 125

Get a Quote

To get a quote from AFC Home Club, call877-755-1115or submit a few details on theAFC Home Club website


Best for New Construction Houses: 2-10 Home Buyers Warranty

2-10 Home Buyers Warranty Summary

2-10 Home Buyers Warranty offers a unique structural warranty and has an A rating from the BBB.

覆盖范围选项

2-10 offers a Systems Plan, Appliances Plan, and a Structural Plan. It also offers a number of optional add-ons.

计划名称 What’s Covered
系统Plan Covers electrical panel/wiring, plumbing, water heater, split system, air conditioner/freon, and furnace
电器Plan 覆盖洗衣机,烘干机,洗碗机,处置,烤箱和冰箱
Structural Plan Covers workmanship, load-bearing walls and partitions, floor framing, beams / girders / lintels, and more
可选的附加组件 Extended pipe leak coverage, wine cooler, additional refrigerator, and more

Cost

2-10 offers an affordable monthly premium for its Systems and Appliances plans. The cost of its Structural plan is dependent on your home. We encourage you toget a quote用于定制估计。

计划名称 Cost
系统Plan About $33.25 per month
电器Plan About $33.25 per month
Structural Plan 随着家庭而异
可选的附加组件 低于$ 30
Service Fee(Across All Plans) $ 85

Get a Quote

To get a quote from 2-10 Home Buyers Warranty, visit the company’s website.

Our Conclusion

The six providers discussed in this review were found to have excellent customer service, coverage plans, affordable costs, and an efficient claims process. Our review team studied every major home warranty company in the industry on eight different criteria, and these six companies received the highest ratings. We rated every provider on a score from one to five based on eight different criteria to determine which were the top home warranty companies. Here is the overall score each provider received that was discussed in this article:

Best Home Warranty Companies Our Rating Best For
American Home Shield 4.7 / 5.0 全面的覆盖范围
Choice Home Warranty 4.3 / 5.0 快速维修
Select Home Warranty 4.3 / 5.0 Affordability
First American 4.3 / 5.0 电覆盖范围
AFC Home Club 4.2 / 5.0 保证维修
2-10 Home Buyers Warranty 4.2 / 5.0 New Construction Houses


How does a homeowner decide among the manyhome warranty companiesand plans presented in this article? Here are the steps we recommend you take if you are unsure of what to do next.

  1. Determine which items you need covered in your home:Are there certain items in your home that you could afford when they break and need a replacement due to normal wear and tear? Determine the items that you must have covered under your home warranty plan.
  2. 列出可能的计划:Based on the items you need covered, you can make a list of the home warranty plans that cover what you need them to. If a plan doesn’t cover an item that you need covered, eliminate it from your list. If a plan covers many more items than you want covered, you can also remove this plan from your list.
  3. Determine your top three providers:现在,您已经确定了适合您需求的计划,请考虑哪些三个提供商可能最适合您的需求。该提供商会给客户提供什么好处?优德手机中文版索赔的响应速度有多快?其声誉有多好?您可以使用此评论和我们的个人提供商评论来帮助您缩小选择。
  4. Get free quotes from each provider:由于成本是购买房屋保修的重要因素,因此我们建议您从您的前三名提供商那里获得免费报价。您可以使用本文中的电话号码或链接来做到这一点。如果您有严格的预算,或者您对其他前三名提供商中的任何一个都没有强烈的感觉,则家庭保修计划的费用可以作为决胜局。但是,请记住考虑家庭保修中的其他重要因素,例如声誉,客户服务和福利。
  5. 研究样本合同并与公司代表交谈:一个可选的步骤在这四个步骤或while considering your possible plans is to study the sample contracts of the plans you are considering. What are the maximum coverage caps for this plan? What items does it exclude from its coverage? Taking a close look at these things can help homeowners find the right plan for their needs. You can always call a company representative, using the phone numbers in this article to answer your questions for you.